[jaybird78]

I wonder if a class action law suit can be brought against USHPA. My instructor is considering closing down because this is gonna hurt his business. Can someone please tell me if it an an option.

[wingspan33]

The US Hawks pose none of the major liability risks that the U$hPa brings to the game (like for profit joyride tandems - with CHILDREN, or Criminal violations of the US Anti-Trust Act). Can we set up individual clubs (and their pooled funds) as members of an RRG? I would guess that we can! It seems that the U$hPa can't (or won't). We have as much power as we want to give contributors. So, let's give contributors LOTS of power and leverage! We don't need to ask for DONATIONS! We can ask for PARTNERS!

Clearly the U$hPa has no intention of creating a fair and equal independent insurance group. Time for the US Hawks to consider taking the Front Seat instead of sitting "In the back of the bus".

[Bob Kuczewski]

Good ideas Scott!!!

I don't know if we can form an RRG because we might still be too small. However, there are other options such as "mutual insurance" that might work for this kind of group. You might have heard of "Mutual of Omaha" which is a mutual insurance company.

From Wikipedia:

A mutual insurance company is an insurance company owned entirely by its policyholders. Any profits earned by a mutual insurance company are rebated to policyholders in the form of dividend distributions or reduced future premiums. In contrast, a stock insurance company is owned by investors who have purchased company stock; any profits generated by a stock insurance company are distributed to the investors without necessarily benefiting the policyholders.

The concept of mutual insurance originated in England in the late 17th century to cover losses due to fire. The mutual/casualty insurance industry began in the United States in 1752 when Benjamin Franklin established the Philadelphia Contributionship for the Insurance of Houses From Loss by Fire. Mutual property/casualty insurance companies exist now in nearly every country around the globe.

The global trade association for the industry, the International Cooperative and Mutual Insurance Federation, claims 216 members in 74 countries, in turn representing over 400 insurers. In North America the National Association of Mutual Insurance Companies (NAMIC), founded in 1895, is the sole representative of U.S. and Canadian mutual insurance companies in the areas of advocacy and education.

[Bob Kuczewski]

I wonder if a class action law suit can be brought against USHPA. My instructor is considering closing down because this is gonna hurt his business. Can someone please tell me if it an an option.

I don't know for sure one way or the other. It's been said many times that "anyone can sue anyone for anything", and this certainly falls in that category.